VA


Homeownership Made Easy for Veterans and Active Military

Why choose VA Loans


VA loans offer numerous benefits that make them one of the best mortgage options available for qualifying individuals:

  • No Down Payment: One of the most significant advantages of a VA loan is the ability to buy a home without needing a down payment, making homeownership more accessible.

  • No Private Mortgage Insurance (PMI): Unlike many other loans, VA loans do not require PMI, which can save you hundreds of dollars each month.

  • Lower Interest Rates: VA loans typically offer lower interest rates compared to conventional loans, which means you save money over the life of your loan.

  • Easier Qualification: With more lenient credit requirements and flexible guidelines, VA loans are designed to make the process simpler for veterans and active-duty members.

  • Limited Closing Costs: The VA places limits on what lenders can charge in terms of closing costs, keeping the out-of-pocket expenses manageable.

VA Loan Eligibilty

To be eligible for a VA loan, you must meet one of the following criteria:

  • You have served 90 consecutive days of active service during wartime.

  • You have served 181 days of active service during

  • peacetime.

  • You have more than 6 years of service in the National Guard or Reserves.

  • You are the surviving spouse of a service member who died in the line of duty or due to a service-related disability.

If you meet these requirements, you could be on your way to owning your dream home with a VA loan!

Get Started Today!

If you’re a veteran, active-duty military member, or surviving spouse, you’ve earned the right to take advantage of a VA loan. Whether you're buying your first home or refinancing an existing mortgage, we're here to guide you through the process every step of the way.

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Address: 205 N Ave W, Cranford, NJ 07016

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